New Book: The Payback

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The Payback: A Novel

The Payback: A Novel

In "The Payback: A Novel," Kashana Cauley delivers a witty and incisive examination of race, power, and the everyday struggles we all face. The story follows Jada Williams, who finds herself on the run from the relentless Debt Police. As she grapples with her daunting student loans, she teams up with two quirky coworkers from the mall who offer their unexpected support on a plan to exact revenge by erasing their student loan debt.

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The Payback: A Novel

Read: July 2025

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The Payback: A Novel

by Kashana Cauley

In “The Payback: A Novel,” Kashana Cauley delivers a witty and incisive examination of race, power, and the everyday struggles we all face. The story follows Jada Williams, who finds herself on the run from the relentless Debt Police. As she grapples with her daunting student loans, she teams up with two quirky coworkers from the mall who offer their unexpected support on a plan to exact revenge by erasing their student loan debt.

With sharp humor and captivating storytelling, Cauley highlights the complex web of financial struggles, making readers laugh while also encouraging thoughtful reflection.

Jada Williams has a talent for judging people by their appearance. From across the mall, she can determine not only someone’s inseam and pant size but also the exact style they need to transform their lives. Unfortunately, she is no longer using this superpower as a wardrobe designer for Hollywood stars; instead, she is earning minimum wage plus commission at the Glendale mall.

When Jada is fired yet again, she must outrun the newly instated Debt Police, who are pursuing her relentlessly. However, Jada, like any great antihero, isn’t going to wait for the authorities to come after her. With the help of two other debt-burdened coworkers at the mall, she devises a plan for revenge. Together, the three women formulate a plan to erase their student loans forever and exact revenge on the system that promised them everything and then tried to take it all back.

The Payback is a razor-sharp and hilarious examination of race, power, and the daily grind, from one of the most original and exciting writers working today.


Kashana Cauley is the author of The Payback and The Survivalists, which was named a best book of 2023 by the BBC, Today, Vogue, and more. Cauley is also a television writer, having worked on The Great North, Pod Save America on HBO, and The Daily Show with Trevor Noah. Her writing has also appeared in The New York Times, The Atlantic, Esquire, Rolling Stone, The New Yorker, and other notable publications. Find out more at KashanaCauley.com.



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The City We Became

Read: October 2021

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The City We Became: A Novel

by N. K. Jemisin

The City We Became: A Novel by N. K. Jemisin is my first science fiction and urban fantasy novel in quite some time. It is a story of culture, identity, magic, and myths in contemporary New York City. Jan and I had lived in New York City, and the book brought back fond memories.

Every great city has a soul. Some are ancient as myths, and others are as new and destructive as children.

But every City also has a dark side. A roiling, ancient evil stirs beneath the earth, threatening to destroy the City and her five protectors unless they can come together and stop it once and for all.

As Jemisin writes:

A city is never alone, not really — and this city seems less solitary than most. More like a family: many parts, frequently squabbling … but in the end, against enemies, they come together to protect one another. They must, or die.

The challenge is when evil forces threaten the City; the entire community needs to unite, and the City’s avatars for each of the five boroughs.

Initially, this is supposed to be one for each borough and one for the entire City. In the end, one of the avatars for the five boroughs chooses not to unite with the others. Without all six, they stand no chance to defeat the forces of evil.

How do they solve this? By adding the sixth borough – Jersey City.

I recommend this book without reservation.

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The Covenant of Water

Read: December 2023

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The Covenant of Water

by Abraham Verghese

Today, I began reading The Covenant of Water, the long-awaited new novel by Abraham Verghese, the author of the significant word-of-mouth bestseller Cutting for Stone, which has sold over 1.5 million copies in the United States alone and remained on the New York Times bestseller list for over two years. The Covenant of Water was a holiday gift from Mike, Elyssa, Nick, and Wes.

From 1900 to 1977, The Covenant of Water is set in Kerala, on South India’s Malabar Coast. It follows three generations of a family that suffers a peculiar affliction: in every generation, at least one person dies by drowning—and in Kerala, water is everywhere. At the turn of the century, a twelve-year-old girl from Kerala’s long-existing Christian community, grieving the death of her father, is sent by boat to her wedding, where she will meet her forty-year-old husband for the first time. From this unforgettable new beginning, the young girl—and future matriarch, known as Big Ammachi—will witness unthinkable changes throughout her extraordinary life, full of joy and triumph as well as hardship and loss, her faith and love the only constants.

A shimmering evocation of a bygone India and of the passage of time itself, The Covenant of Water is a hymn to progress in medicine and human understanding and a humbling testament to the difficulties undergone by past generations for the sake of those alive today. It is one of the most masterful literary novels published in recent years.


The Jan Lilien Education Fund sponsors ongoing sustainability and environmental awareness programs. Regarding gifts made this month, I will match dollar for dollar. All donations are tax-deductible.

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The Days of Abandonment

Read: July 2024

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The Days of Abandonment

by Elena Ferrante

I’ve just started reading The Days of Abandonment by Elena Ferrante after finishing My Brilliant Friend. This book is among the New York Times’s 100 Best Books of the 21st Century. I chose to read it after watching An Undoing, a documentary about healing from an abusive 20-year marriage using unstitching wedding garments, one stitch at a time.

The film was part of the first night of the International Women’s Film Festival in Cranford. Although, except for one brief moment, I have never been in the same situation as the woman in the short video or Olga, the protagonist in the novel, I choose this as my next book to read. Of course, Ferrante’s writing is known for rich character development and powerful prose.

The Days of Abandonment follows the gripping story of an Italian woman named Olga, whose husband suddenly leaves after fifteen years of marriage. With two young children to care for, Olga finds it increasingly difficult to maintain her previous lifestyle of keeping a spotless house, cooking creative meals, and controlling her temper. After encountering her husband with his much younger lover in public, she even resorts to physically assaulting him.

In a “raging, torrential voice,” according to The New York Times, Olga describes her journey from denial to devastating emptiness. Trapped within the four walls of their high-rise apartment, she confronts her ghosts, the potential loss of her identity, and the possibility that life may never return to normal.

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The Liberators

Read: November 2023

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The Liberators

by E. J. Koh

I started reading The Liberators by E. J. Koh today. The book is a debut novel about Insuk, a 24-year-old Daejeon, a South Korean college student who falls in love with her classmate, Sungho. They get married with her father’s blessing. Still, things take a turn for the worse as the military dictatorship, martial law, and nationwide protests bring the country to the brink of collapse, and Insuk’s father mysteriously disappears.

After her father’s disappearance, Insuk escapes to California with Sungho, their son Henry, and his overbearing mother. Struggling to adapt to their new life, Insuk mourns the loss of her past and her homeland, only to find solace in an illicit affair that sets in motion a chain of events that will reverberate for generations.

The Liberators is a powerful family saga that spans four generations and two continents. E. J. Koh expertly captures the lives of two Korean families as they navigate love, war, trauma, and empathy. This debut novel is a gripping testament to the consequences of inheritance and the power of memory.


The Jan Lilien Education Fund sponsors ongoing sustainability and environmental awareness programs. Regarding gifts made this month, I will match dollar for dollar. All donations are tax-deductible.

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I receive a commission when you buy a book or product using a link on this page. Thank you for supporting Sharing Jan’s Love blog.



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The Spoiled Heart: A Novel

Read: May 2024

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The Spoiled Heart: A Novel

by Sunjeev Sahota

Today, I started reading The Spoiled Heart: A Novel by Sunjeev Sahota. Nayan Olak has been seeing Helen Fletcher around town. She has returned to live in the run-down house at the end of the lane with her teenage son. Though she seems guarded, Nayan cannot help but be drawn to her. He has not risked love since losing his young family in a terrible accident twenty years ago.

After Nayan’s tragedy, his labor union, a pillar of his community, became his refuge and purpose. It was his way of striving for a better and fairer world. Now, Nayan wants to become the leader of the union, a decision that sets the stage for a gripping conflict. His opponent, Megha, a newcomer, is a more formidable challenger than he could have anticipated. Nayan is now in a battle that could redefine his life and community. The differences between Nayan and Megha escalate and threaten the ideals he holds dear. He finds solace in his growing bond with Helen. Unbeknownst to him, their connection is not just a product of their present circumstances but a thread that weaves through their lives, holding secrets that could shatter them. The suspense builds, leaving the readers on the edge of their seats and eager to uncover the truth.

In one sense, The Spoiled Heart is a tragedy in the classic mold, tracing one man’s seemingly inevitable fall. However, it is also an explosively contemporary story of how a few words or a single action, which may appear careless to one person, can be charged for another, triggering a cascade of unimaginable consequences. It is a blazing achievement from one of Britain’s foremost living writers, a vivid and multilayered exploration of the mysteries of the heart, how community is forged and broken, and the shattering impact of secrets and assumptions alike.

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